Customer Relationship Summary
Relevé Financial Group, LLC (“RFG”) is registered with the Securities and Exchange Commission as an investment advisory firm. Investment advisory services and fees differ from those offered through a brokerage firm, and it is important for you to understand the differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
Wealth Management:
RFG offers a comprehensive suite of financial planning, consulting, and investment portfolio management services through a wrap-fee program. RFG advisors work with you to understand your individual investment objectives, liquidity and cash flow needs, time horizon, and risk tolerance, as well as any other factors pertinent to your specific financial situation. RFG tailors its advisory services to accommodate your needs, monitors your portfolio on a continuous basis, and seeks to ensure that your portfolio is managed in a manner consistent with your specific investment objectives.
RFG will manage your account on a discretionary basis (we can buy and sell investments in your account without asking you in advance) or a non-discretionary basis (we will obtain approval from you prior to executing any transactions, so you make the ultimate decision regarding the purchase or sale of investments). We generally do not limit advisors to proprietary products or a limited menu of products and types of investments. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
LIVE WELLthy™:
RFG, and our founder, Dawn Dalhby, offer online subscription-based coaching and advising services through www.relevefinancialgroup.com. Dawn has created the LIVE WELLthy™ online platform that is designed to assist people of all ages grow financially empowered. relevefinancialgroup.com is an educational platform that merges effective teachings of self-help with finance. Visitors can access free information and tools to help them to better understand and manage their worth and their wealth. relevefinancialgroup.com also offers a proprietary online advisory platform, which is a self-guided paid program. The platform provides educational videos to teach members how to improve their self-worth, earn the right income for their skillset, and build a financial plan to grow their wealth.
Investment Management:
RFG offers investment management services to LIVE WELLthy™ Clients. RFG’s investment management services are offered through certain sub-advisors, who are registered investment advisors and broker-dealers. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
Additional Information: For more information about our services, please review our ADV Part 2A and Wrap Fee Program Brochure, found here.
Conversation Starters
“Given my financial situation, should I choose an investment advisory service? Why or why not?”
“How will you choose investments to recommend to me?”
“What is your relevant experience, including your licenses, education, and other qualifications? What do these qualifications mean?”
Wealth Management:
RFG offers a comprehensive suite of financial planning, consulting, and investment portfolio management services through a wrap-fee program. RFG advisors work with you to understand your individual investment objectives, liquidity and cash flow needs, time horizon, and risk tolerance, as well as any other factors pertinent to your specific financial situation. RFG tailors its advisory services to accommodate your needs, monitors your portfolio on a continuous basis, and seeks to ensure that your portfolio is managed in a manner consistent with your specific investment objectives.
RFG will manage your account on a discretionary basis (we can buy and sell investments in your account without asking you in advance) or a non-discretionary basis (we will obtain approval from you prior to executing any transactions, so you make the ultimate decision regarding the purchase or sale of investments). We generally do not limit advisors to proprietary products or a limited menu of products and types of investments. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
LIVE WELLthy™:
RFG, and our founder, Dawn Dalhby, offer online subscription-based coaching and advising services through relevefinancialgroup.com. Dawn has created the LIVE WELLthy™ online platform that is designed to assist people of all ages grow financially empowered. DawnDahlby.com is an educational platform that merges effective teachings of self-help with finance. Visitors can access free information and tools to help them to better understand and manage their worth and their wealth. DawnDahlby.com also offers a proprietary online advisory platform, which is a self-guided paid program. The platform provides educational videos to teach members how to improve their self-worth, earn the right income for their skillset, and build a financial plan to grow their wealth.
Investment Management:
RFG offers investment management services to LIVE WELLthy™ Clients. RFG’s investment management services are offered through certain sub-advisors, who are registered investment advisors and broker-dealers. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
Additional Information: For more information about our services, please review our ADV Part 2A and Wrap Fee Program Brochure, found here.
“Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?”
When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means:
Example 1: For investment accounts we manage, we get paid based on the assets in your account. We may recommend that you add assets or funds to that account. Even though that advice may be in your best interest, that advice is conflicted because the more money in your account, the more we would collect in fees from you.
Example 2: You may wish to withdraw money from your investment accounts to pay off debt. We may recommend against doing so. Even though that advice may be in your best interest, that advice is conflicted because withdrawals from our investment account will decrease the amount of fees that we would collect from you.
Conversation Starters
“How might your conflicts of interest affect me, and how will you address them?”
We pay our financial professionals a salary and bonuses based on the profitability of the firm. They also can receive commission payments on insurance product sales.
As a financial professional, do you have any disciplinary history? For what type of conduct?
“Who is my primary contact person? Is he or she a representative of an investment advisor or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?”
Customer Relationship Summary
Relevé Financial Group, LLC (“RFG”) is registered with the Securities and Exchange Commission as an investment advisory firm. Investment advisory services and fees differ from those offered through a brokerage firm, and it is important for you to understand the differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
Wealth Management:
RFG offers a comprehensive suite of financial planning, consulting, and investment portfolio management services through a wrap-fee program. RFG advisors work with you to understand your individual investment objectives, liquidity and cash flow needs, time horizon, and risk tolerance, as well as any other factors pertinent to your specific financial situation. RFG tailors its advisory services to accommodate your needs, monitors your portfolio on a continuous basis, and seeks to ensure that your portfolio is managed in a manner consistent with your specific investment objectives.
RFG will manage your account on a discretionary basis (we can buy and sell investments in your account without asking you in advance) or a non-discretionary basis (we will obtain approval from you prior to executing any transactions, so you make the ultimate decision regarding the purchase or sale of investments). We generally do not limit advisors to proprietary products or a limited menu of products and types of investments. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
LIVE WELLthy™:
RFG, and our founder, Dawn Dalhby, offer online subscription-based coaching and advising services through www.dawndalhby.com. Dawn has created the LIVE WELLthy™ online platform that is designed to assist people of all ages grow financially empowered. DawnDahlby.com is an educational platform that merges effective teachings of self-help with finance. Visitors can access free information and tools to help them to better understand and manage their worth and their wealth. DawnDahlby.com also offers a proprietary online advisory platform, which is a self-guided paid program. The platform provides educational videos to teach members how to improve their self-worth, earn the right income for their skillset, and build a financial plan to grow their wealth.
Investment Management:
RFG offers investment management services to LIVE WELLthy™ Clients. RFG’s investment management services are offered through certain sub-advisors, who are registered investment advisors and broker-dealers. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
Additional Information: For more information about our services, please review our ADV Part 2A and Wrap Fee Program Brochure, found here.
Conversation Starters
“Given my financial situation, should I choose an investment advisory service? Why or why not?”
“How will you choose investments to recommend to me?”
“What is your relevant experience, including your licenses, education, and other qualifications? What do these qualifications mean?”
Wealth Management:
RFG offers a comprehensive suite of financial planning, consulting, and investment portfolio management services through a wrap-fee program. RFG advisors work with you to understand your individual investment objectives, liquidity and cash flow needs, time horizon, and risk tolerance, as well as any other factors pertinent to your specific financial situation. RFG tailors its advisory services to accommodate your needs, monitors your portfolio on a continuous basis, and seeks to ensure that your portfolio is managed in a manner consistent with your specific investment objectives.
RFG will manage your account on a discretionary basis (we can buy and sell investments in your account without asking you in advance) or a non-discretionary basis (we will obtain approval from you prior to executing any transactions, so you make the ultimate decision regarding the purchase or sale of investments). We generally do not limit advisors to proprietary products or a limited menu of products and types of investments. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
LIVE WELLthy™:
RFG, and our founder, Dawn Dalhby, offer online subscription-based coaching and advising services through www.dawndalhby.com. Dawn has created the LIVE WELLthy™ online platform that is designed to assist people of all ages grow financially empowered. DawnDahlby.com is an educational platform that merges effective teachings of self-help with finance. Visitors can access free information and tools to help them to better understand and manage their worth and their wealth. DawnDahlby.com also offers a proprietary online advisory platform, which is a self-guided paid program. The platform provides educational videos to teach members how to improve their self-worth, earn the right income for their skillset, and build a financial plan to grow their wealth.
Investment Management:
RFG offers investment management services to LIVE WELLthy™ Clients. RFG’s investment management services are offered through certain sub-advisors, who are registered investment advisors and broker-dealers. This service will continue pursuant to the terms of the executed Advisory Agreement. We do not have a minimum to open an account.
Additional Information: For more information about our services, please review our ADV Part 2A and Wrap Fee Program Brochure, found here.
“Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?”
When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means:
Example 1: For investment accounts we manage, we get paid based on the assets in your account. We may recommend that you add assets or funds to that account. Even though that advice may be in your best interest, that advice is conflicted because the more money in your account, the more we would collect in fees from you.
Example 2: You may wish to withdraw money from your investment accounts to pay off debt. We may recommend against doing so. Even though that advice may be in your best interest, that advice is conflicted because withdrawals from our investment account will decrease the amount of fees that we would collect from you.
Conversation Starters
“How might your conflicts of interest affect me, and how will you address them?”
We pay our financial professionals a salary and bonuses based on the profitability of the firm. They also can receive commission payments on insurance product sales.
As a financial professional, do you have any disciplinary history? For what type of conduct?
“Who is my primary contact person? Is he or she a representative of an investment advisor or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?”